Before we jump into using your HSA as a tool for retirement, let’s cover the basics of what a health...
SECURE Act 2.0 increases required minimum distributions to age 73 Many types of retirement plans, like traditional IRAs and 401(k)...
401(k) hardship withdrawals With a traditional 401(k), you can only make penalty-free withdrawals after you reach age 59 ½. We always advise...
Types of Retirement Plans and How They’re Taxed First, consider what distinguishes the different types of retirement plans. Factors include: Timing...
Landmark CPAs is pleased to announce Garland & Greenwood CPAs will merge with Landmark CPAs, effective January 1, 2025. This merger brings together...
What is a SIMPLE IRA? A SIMPLE IRA stands for “Savings Incentive Match Plan for Employees Individual Retirement Accounts.” That’s...
Traditional 401(k) vs. Safe Harbor 401(k): What’s the Difference? Safe harbor 401(k) plans do not require annual nondiscrimination testing. A...
October 1st is the deadline for setting up a SIMPLE IRA for your business. With a SIMPLE IRA, you get...
Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 33.2 million U.S. households. Roth IRAs,...
Do you work for yourself? Then you may want to consider the solo 401(k), which marries a traditional employee retirement savings...
