The Landmark Way: The Six-Phase Process of Working with Landmark Financial

Curious about what it’s like to work with Landmark Financial?

We have a six-phase process that we walk all of our clients through: discovery, data gathering, goal setting, strategy proposal, implementation, and monitoring.

We’ll break down each step below.

Phase 1: Discovery

Objective: Understand your financial situation, goals, and concerns

What happens:

• Complimentary meeting to discuss your current financial landscape
• Exploration of goals (ex. retirement, wealth accumulation, tax efficiency)
• Review of income, expenses, assets, liabilities, and family dynamics

Phase 2: Data

Objective: Gather and assess all relevant financial information

What happens:

• Collection of financial documents (tax returns, investment statements, insurance policies, etc.)
• Analysis of cash flow, savings, debt, and risk exposure
• Identification of gaps or opportunities in your current strategy

Phase 3: Goals

Objective: Define clear goals and create a personalized financial plan

What happens:

• Collaborative discussion to identify and prioritize short-term, mid-term, and long-term objectives
• Development of a comprehensive, tax-efficient financial strategy tailored to your needs
• Recommendations for retirement savings, investment plans, insurance coverage, and estate planning, including life insurance and long-term care options for family protection

Phase 4: Proposal

Objective: Review the proposed financial plan and make adjustments as needed

What happens:

• Presentation of the financial strategy, highlighting key actions and benefits
• Open discussion to address questions, concerns, or preferences
• Refinement of the plan to align with your comfort level and priorities

Phase 5: Implement

Objective: Put the financial plan into action

What happens:

• Execution of investment recommendations, insurance coverage, and retirement contributions
• Establishment of accounts and adjustments to existing portfolios as needed
• Coordination with other professionals (ex. tax advisors or estate attorneys) if required
• Sign documents

Phase 6: Monitor

Objective: Ensure the plan remains aligned with your goals, celebrate milestones, and foster a lasting partnership

What happens:

• Regular review meetings to evaluate progress, celebrate achievements, and make necessary adjustments as your life evolves
• Proactive communication about new opportunities, risks, and updates in response to market changes, or personal circumstances
• Recognition of key milestones — whether it’s paying off debt, reaching savings goals, or transitioning into retirement — ensuring your accomplishments are acknowledged and celebrated